The Mincing Rascals are John Williams of WGN Radio, Eric Zorn and Lisa Donovan of the Chicago Tribune, Heather Cherone of WTTW. The Rascals review the Inauguration and the most notable name not to be in attendance. Then, President Biden might eliminate $10,000 in student loans, a controversial issue for many. Cash bail is out of Illinois jails and COVID vaccines head in. The Rascals mince on that. And more.